Quick answer: A new home in Southwest Florida commonly costs about $165 to $230 per square foot to build in 2026, plus roughly $25,000 to $90,000 for permits and impact fees, fill and site prep, and utilities, before the cost of the lot. Use the calculator below for a ballpark on your project.
Last updated: November 2026 · Miniopolis LLC, Florida State Certified General Contractor (CGC1531810)
What the Calculator Includes
- Construction: per square foot by finish level.
- Permits and impact fees: typical ranges by city.
- Fill and site prep: from little to a lot of fill.
- Utilities: connection only, an unpaid Cape Coral utility assessment, or a well and septic system (estimate).
- Pool screen enclosure: from SWFL Screen Enclosures.
Read the full breakdown in cost to build in Fort Myers and Cape Coral, plus how long it takes and the Cape Coral lot checklist.
Get Your Exact Price
Send us your lot address and plans or wish list, and we will turn this ballpark into a real number within a few business days.
Calculator FAQ
How accurate is this calculator?
It gives a ballpark range from 2026 Southwest Florida market data. Your real price depends on your lot, plans, engineering and finishes.
Does the estimate include the lot?
No. The range covers construction, permits and impact fees, fill and site prep, utilities and an optional pool enclosure, not the land.
What is the cheapest way to build?
A simple footprint on a lot with utilities already paid. Miniopolis small models start from $145,000 before lot and site costs.